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Real Estate Blog

The biggest reason people claim for delaying purchasing their first home is having a down payment. Most people still think that they need to have 20% down before they can purchase a home. While having 20% down sure helps, it isn’t always necessary.

According to Realtor.com®’s research, the average down payment is actually 11%. This varies by circumstances such as if you are doing a jumbo loan, VA, FHA, or USDA loan. The last 3 types of loans average a down payment of 4.8 percent, 2.2 percent, and 0.4 percent respectively.

There are several programs available to help first- time home buyers get into their first home.

There are programs such as the Home Advantage DPA program and the HomeChoice program. The Home Advantage DPA program has a

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Cinco de Mayo—or the fifth of May—is a holiday that celebrates the date of the Mexican army’s 1862 victory over France at the Battle of Puebla during the Franco-Mexican War (1861-1867). A relatively minor holiday in Mexico, in the United States Cinco de Mayo has evolved into a commemoration of Mexican culture and heritage. What do you do to celebrate? 

 

 By: Charee Jackson  5/5/2017

www.EverStarRealty.com

www.EverStarPropertyManagment.com

 

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Dog lovers will be happy to hear that Richland Dog Park Phase II started construction April 10th.  It will add another 2 acres.  Those two acres will include another small/shy dog section that will be just under 1/2 acre. Then the other 1 ½ acres will be for larger dogs.  The current law states that your dog has to be at heel or on a leash. This doesn’t give dogs, or their owners, a chance to run around and play and socialize.

The plan for Richland’s Dog Park Phase II is to rotate use between it and Phase I on Badger Mtn. Park.  This will help keep the grass preserved so that the city does not have to close it. The trial plan is to rotate between the two parks on a 2-4-month schedule until the find what time frame works best for the

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Living in the  Tri-Cities is a bargain compared to Seattle and San Diego when you look at Cost of Living rates.

I've heard it said that the Tri-Cities is similar to California. When you are driving down 240 at night you can imagine you are driving in San Diego.  Similar sprawling lights - just on a smaller scale.   That’s a big selling point for recruiting companies that have to compete with Silicon Valley and Seattle for employees. Another selling point is the cost of living.

While Seattle is the least expensive of the nation’s top high-tech markets, the Tri-Cities is even better. The buying power and cost of living in the Tri-Cities is substantially lower compared to Seattle and San Diego.  That comes as no surprise.  But, the percentage

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http://www.clker.com/cliparts/5/7/S/V/5/Q/condos-th.png Buying a Condominium Takes Detective Work!   http://www.clker.com/cliparts/8/9/4/4/12588839742064021962bitterjug_Magnifying_Glass.svg.med.png       

There are many reasons someone may think about buying a condo. They can be more affordable.  Maybe you don’t want to worry about yard work or maintenance.  However, if you are thinking of buying a condo then you need to make sure you consider the following.

http://www.clker.com/cliparts/l/I/y/G/S/d/bank-building-with-euro-sign-md.pngFirst thing’s firstwhat financing can you get?

When you are buying a condo, there are some additional items you need to look at in addition to the regular ones such as home insurance, home inspection, and allowed mortgages.  Yes, I said “allowed mortgages.”  For instance, if you have an FHA mortgage you have to make sure the condominium complex is FHA approved.  FHA certification is only good for 2 years.  Currently, there are only 2

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Stair cases often complain that they are neglected when it comes to design.  Even stairs want to be noticed.  There are many ways to add a little dash of design to this indespensable aspect of our homes. They get us up and down, from one floor to another.  Now they deserve a little respect for all they do. Check out these ideas for upgrading your staircase!

The stairs themselves can be upgraded with a fresh coat of paint (who says they all have to be the same color?)  to putting runners up the stairs.

 

Then there is the wall/s that go up along the stairs.  Decorating those with family photos, or art work utilizes the space and draws your eye up.

Then there is the hand railing.  That can be painted or swapped up for rope for a

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Have you ever thought about owning a rental property?  There is a lot of work involved that may be daunting as a first-time investor.  Let’s take a look at 10 things to consider when you are looking for income properties.

Start Your Search

The most important thing to remember is to take an unbiased approach to all the properties and neighborhoods within your investing range. Don’t let yourself get emotional about this decision.

Your investing range will be determined by whether you intend to actively manage the property as a landlord or hire someone else to manage it for you. If you intend to manage the rental on your own, you should not get a property that’s too far away from where you live. If you are going to get a company

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When I was growing up my parents invested in real estate.  They would buy a home and then the whole family would go in and clean it up so we could sell it.  We never did find any treasure in the rubbish like my little mind was imagining at the time. I didn't know that what we were doing at the time was called "flipping" a house.  I don't know if my parents had any one giving them advice or not, but here I am 30 years later with a review of a great article from Realtor.com on 6 mistakes you don't want to make when doing an investment flip. I hope it helps.

First, get a home inspection.   First, get a home inspection.  First, get a home inspection.  Did I mention, get a home inspection?  Oh, I guess so.  Get a home inspection.  They say repetition,

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What Is A Mortgage Anyway?

If you've ever asked yourself, "What IS a mortgage and what's so important about it?"  Here is a brief overview to help you out.  Simply put, a mortgage is a loan for a house. Houses are expensive, and most people don't have $200,000 in cash laying around.  That $200,000 house is about the median value of homes in the United States currently. When you borrow money for a house, you are most likely going to need to use a mortgage. There are many different banks that will finance a house for you (give you a mortgage) which is why you should shop around.  There are also government backed programs that allow for low down payments to help encourage home ownership. So, if you don't have money saved for a down payment - there is help

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If you're wondering what the housing trends for Fall 2016 are; here are just a few.

The current lack of homes for sale is going to continue.  Fall is a time of the year where home sales start to slow down.  People are thinking about Thanksgiving and Christmas already.  The cold weather can discourage some people too. This can be a benefit as a buyer, however.  If there are less people looking for houses, that boosts your chances as a buyer.  

Housing economists say builders need to construct more houses, but that's a long-term solution because having to go through the construction process takes time. We have quite a few new homes being built around the Tri-Cities.  So, if you aren't in a hurry to move, this may be a great choice for you.

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